• Bill Raines

Uninsured Motorists Can Leave Accident Victims with Expenses and Stress

LAWRENCE COUNTY - (January 25, 2022) - Uninsured motorists can leave accident victims with huge medical bills and add more stress to an already stressful situation.


Charlie Ann Slayer age 10 was injured in a traffic accident Tuesday afternoon in Bedford at 18th and M Streets. The driver of the vehicle was uninsured.


In Indiana newly written Indiana auto policies must include uninsured and underinsured motorist coverage unless you reject it in writing. The uninsured and underinsured insurance allows you to collect these damages from your own insurance company.


However, if the driver of vehicle does not have any insurance coverage the victims of auto accidents can be left with huge medical expenses and no way to be compensated for the injuries incurred.

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This was the case following an accident in Bedford Monday afternoon.


A Lawrence County resident is upset following an auto accident that occurred yesterday at 4:12 p.m. the intersection of 18th and M Streets in Bedford after the driver Karilynn Clowers, 31, Bedford did not have any insurance.


According to the citations issued by Bedford Police Department Clowers was cited for driving while suspended prior, and no financial responsibility.


According to Jeff Salyer whose daughter, Charlie A. Sayler who was 10 years of age injured in the accident with a broken leg. She was transported by ambulance to Riley's Children Hospital.


" She was a passenger in the vehicle driven by Clowers, who did not have any insurance at all," said Salyer.

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According to statistics the percentage of uninsured motorists in Indiana is 15.8 percent in 2019. In 2019, 12.6 percent of motorists or about 1 in 8 drivers were uninsured according to a 2021 study by the Insurance Research Council (IRC). Indiana ranks 15 in the number of uninsured motorists.


The first offense for a person driving without any insurance in Indiana is a $250 reinstatement fee. A 90-day suspended license, and a SR22 certificate for three years. A second offense is $500, and third offense is $1,000 fee with SR22 certificate for three years.


The only recourse for accident victims is a civil lawsuit however, if the driver cannot afford vehicle insurance it will be very difficult in getting any kind of compensation if any from a lawsuit.


In Indiana the only consequence is fines and the possibility of being suspended for a year and civil damages.


" This is not fair to my 10-year-old daughter, who is suffering with pain from the accident,' said Sayler.













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